Decoding images from fMRI often involves mapping brain activity to CLIP's final semantic layer. To capture finer visual details, many approaches add a parameter-intensive VAE-based pipeline. However, these approaches overlook rich object information within CLIP's intermediate layers and contradicts the brain's functionally hierarchical. We introduce BrainMCLIP, which pioneers a parameter-efficient, multi-layer fusion approach guided by human visual system's functional hierarchy, eliminating the need for such a separate VAE pathway. BrainMCLIP aligns fMRI signals from functionally distinct visual areas (low-/high-level) to corresponding intermediate and final CLIP layers, respecting functional hierarchy. We further introduce a Cross-Reconstruction strategy and a novel multi-granularity loss. Results show BrainMCLIP achieves highly competitive performance, particularly excelling on high-level semantic metrics where it matches or surpasses SOTA(state-of-the-art) methods, including those using VAE pipelines. Crucially, it achieves this with substantially fewer parameters, demonstrating a reduction of 71.7\%(Table.\ref{tab:compare_clip_vae}) compared to top VAE-based SOTA methods, by avoiding the VAE pathway. By leveraging intermediate CLIP features, it effectively captures visual details often missed by CLIP-only approaches, striking a compelling balance between semantic accuracy and detail fidelity without requiring a separate VAE pipeline.
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