Four Factor Authentication with emerging cybersecurity for Mobile Transactions

Cybersecurity is very essential for Mobile Transactions to complete seamlessly. Mobile Commerce (Mcom.) is the very basic transaction type, which is very commonly used (2 in 5 people uses mobile as transaction medium), To secure this there are various technologies used by this research. The four factors formally known as Multi-Factor-Authentication are: two of them are Traditional methods (User Login-password and One Time Password (aka OTP)) with addition of Geolocation and Facial Recognition. All the data is converted to a text file, which is hidden in an image (using Babushka algorithm). The end-point then decrypts the image using same algorithm.