The decentralized and trustless nature of cryptocurrencies and blockchain technology leads to a shift in the digital world. The possibility to execute small programs, called smart contracts, on cryptocurrencies like Ethereum opened doors to countless new applications. One particular exciting use case is decentralized finance (DeFi), which aims to revolutionize traditional financial services by founding them on a decentralized infrastructure. We show the potential of DeFi by analyzing its advantages compared to traditional finance. Additionally, we survey the state-of-the-art of DeFi products and categorize existing services. Since DeFi is still in its infancy, there are countless hurdles for mass adoption. We discuss the most prominent challenges and point out possible solutions. Finally, we analyze the economics behind DeFi products. By carefully analyzing the state-of-the-art and discussing current challenges, we give a perspective on how the DeFi space might develop in the near future.
翻译：加密和连锁技术的分散和无信任性质导致数字世界的转变。 执行小型程序(称为智能合同)的可能性, Etheum 等加密合同,为无数新的应用打开了大门。 一个特别令人兴奋的利用案例是分散金融(DeFi),其目的是通过在分散基础设施上建立传统金融服务,实现革命性金融服务。我们通过分析其与传统金融相比的优势,展示了DeFi的潜力。此外,我们调查了DeFi产品的最新技术,并对现有服务进行了分类。由于DeFi尚处于初级阶段,大量采用存在无数障碍。我们讨论了最突出的挑战,并指出了可能的解决办法。最后,我们分析了DeFi产品背后的经济学。我们仔细分析了最新技术,并讨论了当前的挑战,从而揭示了DeFi空间在不久的将来如何发展。
相关内容
微信扫码咨询专知VIP会员